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E-wallets that can be used in Malaysia

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This is Digi’s self-developed mobile payment platform that allows users to pay simply by scanning a QR code. In addition to this, users can also transfer money to JomPay and online banking. This comes in handy when your friend has borrowed money from you and wants to pay you back. You can request money from anyone with a Malaysian phone number just by pressing the requested feature. If you are an Enhanced user, you can transfer up to RM50, while Premium users can transfer up to RM1,000. Basic users will not be able to take advantage of this feature. Users can also browse the Vcash store, where they can buy prepaid top-ups and even pay bills.

So far, Vcash can be used to pay at select stores, Tony Roma, Fish & Co, A Pie Thing, and Manhattan Fish Market. A full list of stores can be found in the Vcash app. The best part about Vcash is that it’s free to download and use, and there are no minimum balances to keep your account active. The app is available for Android and iOs.

Samsung Pay

You can use Samsung Pay as long as you have the following Samsung phones:

  • The Galaxy S6 edge+
  • The Galaxy S7 or Galaxy S7 edge
  • Note5 Galaxy 
  • A7 Galaxy  (2016 & 2017 models)
  • Galaxy A5 (2016 & 2017 models)

Here’s how to use it: Install the Samsung Pay app on your phone, and enroll your fingerprint on the device, which will provide a high level of security as your authentication. After that, the camera will start and you will need to scan your credit or debit card. If the scan doesn’t work, you can also enter your details manually. Double-check to make sure all details such as number, your name, and expiration date are accurate. According to the agreement with the bank, you need to verify your identity by entering a code sent to you via text message.

Currently, Samsung Pay is limited to Citibank, Standard Chartered, Maybank, and CIMB cards.


Alipay’s in-store payment service is currently accepted in more than 110,000 retail stores worldwide and supported in more than 70 overseas markets. Globally, especially in China, digital wallet apps can be used to take taxis, book hotels, buy movie tickets, and even make doctor appointments. In Malaysia, Maybank and CIMB have signed a partnership with Alipay to enable e-wallet services in the country.

To use Alipay, you must open an accredited account. In Malaysia, Maybank, Public Bank and CIMB all offer Alipay cashless payment services. Shoppers need to register with Alipay before paying. Online shoppers can choose which Alipay payment method to use on the payment page and then they will be redirected to the Alipay website to complete the payment.

7-Eleven is the first retailer in Malaysia to fully accept the Alipay mobile wallet app. Cashless payment is now available at all 2,100 7-Eleven stores in Malaysia. Resorts World Genting is the first receptionist to accept Alipay’s cooperation with CIMB. Currently, customers can only use Alipay at the resort’s hotels, which are located at food and beverage outlets at Genting Resorts, Awana Skyway Station, SkyAvenue Station, and indoor theme parks (SnowWorld, Bowling Centre, and Vision City). Alipay is also available at all 242 Starbucks outlets in Malaysia.

Visa Checkout

Visa Checkout works by saving your shipping details and Visa prepaid, debit, and credit cards to their platform. Once you have a Visa Checkout account, the next time you go to the payment page, simply select Visa Checkout as your preferred payment method. Since all your details are kept in one account, you don’t have to fill out any forms or other details every time you shop online. This is much more convenient.

Visa Checkout is free and works with all credit and debit cards, not just those issued by Visa. If you have a Debit or credit card from Amex or Mastercard, you can check out with Visa.

Currently, Visa Checkout has been accepted by several online merchants in Malaysia such as GSC, MAS, Superbuy. my and more than 200 online merchants.


You can now store all your credit, debit, prepaid, and even loyalty cards with MasterPass. You can even use cards from other brands. It works similarly to Visa Checkout, where you sign up once to fill in your preferred card and shipping details. Once that’s done, you can bypass checkout forms when shopping at online stores that have the MasterPass option.

If you need an extra level of security, MasterPass also has the option to send a one-time-use security code via text message, which must be entered after payment for each transaction. There is no charge for using MasterPass, but if you choose to receive notifications about your MasterPass account via text message, your cellular operator will charge you a fee.


This relatively early e-wallet lets you process payments for items and services and track your spending. First, you must create a personal account on PayPal, then link a credit or debit card to your account. There are three types of personal, prime, and business accounts on PayPal.

If you just want to use it to shop and pay online, a personal account is free so it’s best for you. For personal accounts, there are no transaction fees for payments sent via PayPal balance and e-Checks. E-Checks are electronic payments made using your bank account. However, if your friend uses a credit or debit card to transfer funds to your PayPal account, there will be transaction fees. When you shop online with PayPal, you can choose to pay with your PayPal balance or with a credit or debit card. Paypal Balance is a prepaid system, which means you have to add funds to your Paypal account.


If you have a CIMB bank account or credit card, you can also use its cuckoo e-wallet to pay.

Store payment usage:

  1. Download and launch the CIMB Pay app by placing your phone near the payment terminal
  2. Authenticate with your fingerprint or password
  3. Click on the mobile phone on the payment terminal to complete the payment

Online payment usage

  1. Select the Masterpass button on the checkout page
  2. Enter your email, then select CIMB Pay wallet and enter your password
  3. Select the card and shipping address you want to pay with
  4. Check your order and complete your checkout
  5. WeChat Pay

Did you know that there are 20 million users in Malaysia? Launched in 2011, WeChat Pay provides users with fast and reliable payment services and has quickly become one of the most popular mobile payment services in China.

WeChat has confirmed that it will launch its digital payment system WeChat Pay in Malaysia in early 2018. This means that WeChat users in Malaysia will soon be able to link their local bank accounts with WeChat Pay to pay for goods and services in Ringgit Malaysia. The bank currently participating in WeChat Pay is HSBC, which will allow Malaysians to start using WeChat Pay in 2018.


In addition to taking rides, Grab has now launched its e-wallet. It’s still early days, though, and we’ll have to wait until the company releases more news on new developments to get an idea of ​​​​how to use its payment system.

Do you not know if you have found your heart? If you are looking for a credit card to match your e-wallet, remember to come here to compare, apply now and get a gift!


About Post Author

john natish

Hi! I am John natish. I am a content writer and SEO expert. I love to write and share my content with my audience.
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john natishhttp://bficoin.io
Hi! I am John natish. I am a content writer and SEO expert. I love to write and share my content with my audience.

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